Protection related to certain claims involving professional services, mistakes, or omissions.
Why it matters for you A missed deadline or calculation error can lead to a client claim, even when the work was done carefully.
Example A client is assessed a penalty and says your filing error caused it.
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Cyber Liability
Protection designed around certain cyber incidents and data-related exposures.
Why it matters for you You store tax IDs, bank details and financial records that criminals target.
Example A breach exposes clients’ Social Security numbers during tax season.
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General Liability
Protection for everyday business liability risks.
Why it matters for you Clients visiting your office create everyday liability exposure.
Example A client slips on a wet floor at your office.
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Business Owners Policy
A convenient combination of business property and liability protection for eligible businesses.
Why it matters for you Many offices qualify to combine property and liability in one policy.
Example A fire damages your office computers and files.
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Workers’ Compensation
Coverage designed to protect employees and businesses when work-related injuries occur.
Why it matters for you Employees need coverage for work-related injuries.
Example An employee is injured lifting boxes of archived records.
Additional liability protection above qualifying underlying policies.
Why it matters for you Higher limits can help with large claims or contract requirements.
Example A large liability judgment exceeds your underlying limits.