Protect the job site and the business behind it.
Contractors work on other people’s property with tools, vehicles and crews, and most contracts require proof of insurance and specific limits before work begins.
Every business is different. These are the coverages businesses like yours most often review.
Protection for everyday business liability risks.
Contracts and permits usually require general liability, often with additional insured endorsements.
ExampleYou accidentally damage a client’s flooring while installing cabinets.
Coverage designed to protect employees and businesses when work-related injuries occur.
Construction crews face higher injury risk, and coverage is commonly required.
ExampleAn employee falls from a ladder on a job site.
Insurance for eligible vehicles used for business.
Work trucks and vans carrying tools and materials need business auto coverage.
ExampleYour work truck is involved in an accident between job sites.
Coverage for qualifying buildings, equipment, inventory, and other business property.
Tools and equipment move between sites and need protection.
ExamplePower tools are stolen from a job site overnight.
Additional liability protection above qualifying underlying policies.
Many general contractors and owners require higher limits from subcontractors.
ExampleA commercial project requires limits above your general liability.
Answer a few questions and a licensed professional will help you explore coverage options.
