Protection related to certain claims involving professional services, mistakes, or omissions.
Professional liability, also called errors & omissions (E&O), protects businesses paid for their expertise. It can respond when a client alleges a mistake, missed deadline or oversight in your work caused them financial harm.
Every policy is different. Your actual coverage depends on the policy terms, limits and exclusions.
Most professional liability policies cover claims reported while the policy is active, for work performed after a set retroactive date.
Yes. The names are used interchangeably. In entertainment, “E&O” also refers to media E&O required by distributors.
Protection for everyday business liability risks.
ExampleA client trips over a cable in your office and is injured. General liability can help with covered medical bills and your legal defense.
Coverage designed to protect employees and businesses when work-related injuries occur.
ExampleA kitchen employee burns their hand during a shift. Workers’ compensation can help pay for treatment and part of their wages while they heal.
A convenient combination of business property and liability protection for eligible businesses.
ExampleA pipe bursts and floods your shop. A BOP can help repair the space, replace damaged inventory and replace lost income while you are closed.
Tell us about your business and we’ll help you explore options and limits that fit.
