Protection related to certain claims involving professional services, mistakes, or omissions.
Why it matters for you Claims that your recommendations caused a financial loss are the core consulting risk.
Example A client says your restructuring plan led to lost revenue.
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General Liability
Protection for everyday business liability risks.
Why it matters for you Client contracts commonly require general liability, even for advisory work.
Example You knock over a client’s equipment during an on-site meeting.
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Cyber Liability
Protection designed around certain cyber incidents and data-related exposures.
Why it matters for you You likely hold confidential client data and strategy documents.
Example A stolen laptop contains unencrypted client files.
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Business Owners Policy
A convenient combination of business property and liability protection for eligible businesses.
Why it matters for you Consultants with an office may combine property and liability.
Example A break-in at your office takes computers and equipment.
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Workers’ Compensation
Coverage designed to protect employees and businesses when work-related injuries occur.
Why it matters for you If you have employees, most states require coverage.
Example An associate is injured traveling to a client site.