Coverage designed to protect employees and businesses when work-related injuries occur.
Workers’ compensation helps take care of employees who are hurt or become ill because of their job, and helps protect the business from related lawsuits. Most states require it once you have employees, and the rules vary by state.
Every policy is different. Your actual coverage depends on the policy terms, limits and exclusions.
Most states require it for businesses with employees. Requirements depend on your state, industry and number of employees.
Premiums are generally based on payroll, the type of work employees do, and the business’s claims history.
Protection for everyday business liability risks.
ExampleA client trips over a cable in your office and is injured. General liability can help with covered medical bills and your legal defense.
A convenient combination of business property and liability protection for eligible businesses.
ExampleA pipe bursts and floods your shop. A BOP can help repair the space, replace damaged inventory and replace lost income while you are closed.
Protection related to certain claims involving professional services, mistakes, or omissions.
ExampleA client says your consulting recommendation cost them a contract and files a claim. Professional liability can help with your defense and covered damages.
Tell us about your business and we’ll help you explore options and limits that fit.
