A convenient combination of business property and liability protection for eligible businesses.
A Business Owners Policy (BOP) packages general liability and commercial property, and often business income coverage, into one policy. It is designed for eligible small and mid-sized businesses and is often more convenient than buying each coverage separately.
Every policy is different. Your actual coverage depends on the policy terms, limits and exclusions.
Eligibility depends on your industry, size, revenue and operations. Many offices, shops and service businesses qualify.
Often, yes. Options such as cyber or equipment breakdown may be available as additions, depending on the carrier.
Protection for everyday business liability risks.
ExampleA client trips over a cable in your office and is injured. General liability can help with covered medical bills and your legal defense.
Coverage designed to protect employees and businesses when work-related injuries occur.
ExampleA kitchen employee burns their hand during a shift. Workers’ compensation can help pay for treatment and part of their wages while they heal.
Protection related to certain claims involving professional services, mistakes, or omissions.
ExampleA client says your consulting recommendation cost them a contract and files a claim. Professional liability can help with your defense and covered damages.
Tell us about your business and we’ll help you explore options and limits that fit.
