Coverage for qualifying buildings, equipment, inventory, and other business property.
Commercial property insurance helps repair or replace the physical things your business depends on after a covered loss, whether you own your building or lease your space.
Every policy is different. Your actual coverage depends on the policy terms, limits and exclusions.
Usually. Your landlord’s policy generally covers the building, not your equipment, furniture, inventory or improvements.
Replacement cost pays to replace items new. Actual cash value subtracts depreciation. The choice affects price and claim payments.
Protection for everyday business liability risks.
ExampleA client trips over a cable in your office and is injured. General liability can help with covered medical bills and your legal defense.
Coverage designed to protect employees and businesses when work-related injuries occur.
ExampleA kitchen employee burns their hand during a shift. Workers’ compensation can help pay for treatment and part of their wages while they heal.
A convenient combination of business property and liability protection for eligible businesses.
ExampleA pipe bursts and floods your shop. A BOP can help repair the space, replace damaged inventory and replace lost income while you are closed.
Tell us about your business and we’ll help you explore options and limits that fit.
