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Apartment Buildings Insurance

Coverage for buildings where many people call home.

Apartment owners and associations manage large buildings, shared amenities and many residents, making property values, liability and higher limits key considerations.

Recommended coverage

Coverage Apartments businesses may consider

Every business is different. These are the coverages businesses like yours most often review.

Commercial Property

Coverage for qualifying buildings, equipment, inventory, and other business property.

Why it matters for you

Large buildings require accurate valuation and protection.

ExampleA burst pipe damages several units and hallways.

General Liability

Protection for everyday business liability risks.

Why it matters for you

Common areas, pools and parking create liability exposure.

ExampleA resident is injured in a parking lot.

Commercial Umbrella

Additional liability protection above qualifying underlying policies.

Why it matters for you

Multi-family properties often need higher liability limits.

ExampleA pool accident claim exceeds your underlying limit.

Workers’ Compensation

Coverage designed to protect employees and businesses when work-related injuries occur.

Why it matters for you

On-site maintenance staff need coverage for injuries.

ExampleA maintenance worker is injured repairing a stairwell.

Cyber Liability

Protection designed around certain cyber incidents and data-related exposures.

Why it matters for you

Resident records and online rent payments create data exposure.

ExampleA breach exposes residents’ payment information.

Get a quote for your apartments business.

Answer a few questions and a licensed professional will help you explore coverage options.