General Liability
Protection for everyday business liability risks.
Why it matters for you
Guests, visitors and events create continuous liability exposure.
ExampleA guest is injured on a poorly lit stairway.
Hotels & Hospitality Insurance
Protect the property and the guest experience.
Hotels and inns operate around the clock with guests, staff, amenities and large buildings, which makes liability, property and higher limits central to the review.
Recommended coverage
Coverage Hotels businesses may consider
Every business is different. These are the coverages businesses like yours most often review.
Commercial Property
Coverage for qualifying buildings, equipment, inventory, and other business property.
Why it matters for you
Buildings, furnishings and equipment represent major value.
ExampleA fire damages several guest rooms.
Workers’ Compensation
Coverage designed to protect employees and businesses when work-related injuries occur.
Why it matters for you
Housekeeping, maintenance and kitchen staff face daily physical risks.
ExampleA housekeeper injures their shoulder.
Commercial Umbrella
Additional liability protection above qualifying underlying policies.
Why it matters for you
Hospitality businesses often need limits above underlying policies.
ExampleA pool accident claim exceeds your general liability limit.
Cyber Liability
Protection designed around certain cyber incidents and data-related exposures.
Why it matters for you
Guest payment and booking data are frequent targets.
ExampleA breach exposes guests’ card information.
Related industries
Similar businesses we serve
Get a quote for your hotels business.
Answer a few questions and a licensed professional will help you explore coverage options.