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Business Owners Policy
A convenient combination of business property and liability protection for eligible businesses.
Why it matters for you A BOP can combine liability, property and business income for eligible stores.
Example A storm damages your storefront and you close for a week.
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General Liability
Protection for everyday business liability risks.
Why it matters for you Customer injuries and product-related claims are everyday retail risks.
Example A shopper is hurt when a display falls.
Coverage for qualifying buildings, equipment, inventory, and other business property.
Why it matters for you Inventory and fixtures are often your largest assets.
Example A break-in results in stolen inventory.
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Cyber Liability
Protection designed around certain cyber incidents and data-related exposures.
Why it matters for you Card payments and customer data create breach exposure.
Example A compromised point-of-sale system exposes customer cards.
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Workers’ Compensation
Coverage designed to protect employees and businesses when work-related injuries occur.
Why it matters for you Employees stocking and lifting face injury risk.
Example A stock clerk injures their back unloading a shipment.