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Retail Insurance

Protect the store, the stock and the customer experience.

Retailers manage foot traffic, inventory and payments every day. Many qualify for a Business Owners Policy that combines property and liability in one place.

Recommended coverage

Coverage Retail businesses may consider

Every business is different. These are the coverages businesses like yours most often review.

Business Owners Policy

A convenient combination of business property and liability protection for eligible businesses.

Why it matters for you

A BOP can combine liability, property and business income for eligible stores.

ExampleA storm damages your storefront and you close for a week.

General Liability

Protection for everyday business liability risks.

Why it matters for you

Customer injuries and product-related claims are everyday retail risks.

ExampleA shopper is hurt when a display falls.

Commercial Property

Coverage for qualifying buildings, equipment, inventory, and other business property.

Why it matters for you

Inventory and fixtures are often your largest assets.

ExampleA break-in results in stolen inventory.

Cyber Liability

Protection designed around certain cyber incidents and data-related exposures.

Why it matters for you

Card payments and customer data create breach exposure.

ExampleA compromised point-of-sale system exposes customer cards.

Workers’ Compensation

Coverage designed to protect employees and businesses when work-related injuries occur.

Why it matters for you

Employees stocking and lifting face injury risk.

ExampleA stock clerk injures their back unloading a shipment.

Get a quote for your retail business.

Answer a few questions and a licensed professional will help you explore coverage options.