General Liability
Protection for everyday business liability risks.
Why it matters for you
Customers in your shop and work performed create liability exposure.
ExampleA customer is injured walking through a service bay.
Auto Service Insurance
Protect the shop and the vehicles in your care.
Auto service businesses work on customers’ vehicles, often with expensive equipment and busy bays. Coverage for vehicles in your care is reviewed alongside liability and property.
Recommended coverage
Coverage Auto Service businesses may consider
Every business is different. These are the coverages businesses like yours most often review.
Commercial Property
Coverage for qualifying buildings, equipment, inventory, and other business property.
Why it matters for you
Lifts, diagnostic tools and parts inventory are major investments.
ExampleA fire damages lifts and diagnostic equipment.
Workers’ Compensation
Coverage designed to protect employees and businesses when work-related injuries occur.
Why it matters for you
Technicians face lifting, burns and equipment injuries.
ExampleA technician is injured when a jack slips.
Commercial Auto
Insurance for eligible vehicles used for business.
Why it matters for you
Test drives and customer pickups may require garage or business auto coverage.
ExampleAn employee has an accident while road-testing a customer’s car.
Commercial Umbrella
Additional liability protection above qualifying underlying policies.
Why it matters for you
Higher limits can help with severe claims.
ExampleA serious accident claim exceeds your underlying limits.
Related industries
Similar businesses we serve
Get a quote for your auto service business.
Answer a few questions and a licensed professional will help you explore coverage options.