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Cleaning & Janitorial Insurance

Coverage for the work you do in other people’s spaces.

Cleaning businesses work inside homes and commercial buildings, often with keys and access. Clients commonly require liability coverage, and some request bonding.

Recommended coverage

Coverage Cleaning businesses may consider

Every business is different. These are the coverages businesses like yours most often review.

General Liability

Protection for everyday business liability risks.

Why it matters for you

Damage to client property and slip hazards are everyday cleaning risks.

ExampleA cleaning solution stains a client’s marble countertop.

Workers’ Compensation

Coverage designed to protect employees and businesses when work-related injuries occur.

Why it matters for you

Lifting, chemicals and slips create employee injury risk.

ExampleA cleaner slips on a wet floor and is injured.

Commercial Auto

Insurance for eligible vehicles used for business.

Why it matters for you

Vans carrying staff and supplies need business auto coverage.

ExampleYour cleaning van is in an accident between appointments.

Business Owners Policy

A convenient combination of business property and liability protection for eligible businesses.

Why it matters for you

Smaller cleaning companies may combine property and liability.

ExampleSupplies and equipment are damaged in a storage fire.

Commercial Umbrella

Additional liability protection above qualifying underlying policies.

Why it matters for you

Commercial contracts may require higher limits.

ExampleA building management contract requires higher liability limits.

Get a quote for your cleaning business.

Answer a few questions and a licensed professional will help you explore coverage options.